Privacy Policy

Your privacy is important to us so we operate by these principles as well as observing the Data Protection Act 1998: We specifically ask when we need information that personally identifies you ('Personal Information'). For example, if you wish to obtain a Protection quote, we ask you for your name, address, and email address and whether you smoke tobacco products or not etc. This information is also needed for any other person on the quote, for example when you require a joint life quote and we trust that you have the permission of that person to complete their personal information as well as your own.

We then use your Personal Information to operate the service so your quotes are personalised and can be correctly identified by us if you complete and return the proposal forms and documents and, occasionally, to inform you of new features, services, and products. If you wish to discontinue receiving such offers, you may opt out by sending an email to info@highclerefinancial.co.uk stating 'do not contact' in the subject line indicating that you do not want to receive any promotional material.

Consent
You agree by contacting us that contact with you can be made by email, letter, fax, telephone, video conference, WAP Phone and any other relevant technology. You understand that any of this technology could be intercepted or inadvertently misdirected and you accept this risk by use of any service on this site or offered by this firm. You also agree to us contacting any other third party by the use of the above medium with the intention of assisting with any enquiry you put to us in any way.

Copyright and trademark notices
All contents of this website are: Copyright © 2008 Highclere Financial Services. and property of any party who we licence services or software facilities or use from. No part of the site may be reproduced in any form whether electronically or otherwise without the prior consent of Highclere Financial Services, other than temporarily in the course of using the service or to keep a record of a transaction entered into using the service or for later personal reading offline.

Legal identity
This site is operated by Highclere Financial Services, a firm of Independent Financial Advisers.

Prohibited use
As a condition of your use of this website, you warrant to us that you will not use this website for any purpose that is unlawful or prohibited by these terms, conditions, and notices.

Hyperlinks
This website may contain hyperlinks to websites operated by other parties. Such hyperlinks are provided for your reference only. We do not control such website and are not responsible for their contents. Our inclusion of hyperlinks to such website does not imply any endorsement of the material on such website and is intended only as an informational benefit to you.

General liability disclaimer
In no event shall Highclere Financial Services be liable for any indirect, incidental, special or consequential damages arising out of or in any way connected with the use of this website or quotes system whether based in contract, tort, strict liability or otherwise. It is strongly recommended you seek professional advice for your given circumstances and not rely on the generic information on this site. To contact us for Independent Financial Advice specific to your personal circumstances you should email us on info@highclerefinancial.co.uk with 'Advice sought' in the subject line.

Additionally, use of this site should not interfere with your computers operation in any way, but you must ensure that you have the appropriate virus controls in place as well as regular virus & corruption free back-ups in case of any unforeseen or unintended event causing any form of disruption to your computer, WAP phone or any other technology including modems and printers, heart pacemakers or electronic hearing aids etc.

Modifications
We reserve the right to change the terms, conditions, and disclaimers under which this website or any service offered through it is offered. This right shall not affect the existing terms and conditions accepted by you upon making a legitimate purchase using this website.

These terms and conditions shall not affect your statutory rights as a consumer.

General
This agreement is governed by the laws of England. You hereby consent to the exclusive jurisdiction of the English courts in all disputes arising out of or relating to the use of this website. Use of this website is unauthorised in any jurisdiction that does not give effect to all provisions of these terms and conditions, including without limitation this paragraph.

If any part of this agreement is determined to be invalid or unenforceable pursuant to applicable law including, but not limited to, the warranty disclaimers and limitations set forth above, then the invalid or unenforceable provision will be deemed superseded by a valid, enforceable provision that most closely matches the intent of the original provision and the remainder of the agreement shall continue in effect.

This agreement constitutes the entire agreement between us with respect to this Web site and it supersedes all prior or contemporaneous communications and proposals, whether electronic, oral, or written. A printed version of this agreement and of any notice given in electronic form shall be admissible in judicial or administrative proceedings based upon or relating to this agreement to the same extent and subject to the same conditions as other business documents and records originally generated and maintained in printed form.

Third Parties Act
Your consent is implicitly required to all the above conditions, nature and intent of this site and services absolutely and therefore any rights to alter or have altered the above terms and conditions by the Third Parties Act or anything resembling the same or having the same effect shall be deemed not applicable by you by virtue of you using or continuing to use any part of this site or services in any way.

Any rights not expressly granted herein are reserved.




Highclere Financial Services are independent financial advisers (IFA) and are authorised by the Financial Services Authority (FSA no. 148208)

We are independent of any insurance company or mortgage provider which means we work on your behalf providing an unbiased advice and, where appropriate, searching for the best value products available.

Highclere Financial Services was established in 1991 and has earned a reputation for high quality advice with an emphasis on life assurance and health insurance protection as well as mortgage advice.

Prior to forming Highclere Financial Services Senior Partner Alan Lakey worked for thirteen years within other advisory firms and insurance companies